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Thank you for assisting European Wax Center in implementing your new point-of-sale system. We are confident you will find the new accounts and systems will ensure a modern, streamlined payment experience for you and your customers alike.

In order to provide you, as the franchise owner, with your own individual merchant processing account and associated services, we need to collect certain minimum business and owner information to formally apply, and to support the configuration of the account. The franchisee will own and control this merchant processing account.

The form below asks only for the minimum information needed from an individual franchise in order to prepare the formal Merchant Processing Application. All required fields must be completed or the account cannot be set up.

In the email you received earlier, we included a completed form filled with sample info as a guide.

Please enter the data into each field very carefully, since any error (such as an account number or tax ID) will prevent the successful configuration of the account and could delay the launch of your service.

The safekeeping of your personal information is taken very seriously by Online IPS. Any information completed on this page and transmitted over the internet are fully encrypted using a 128 bit AES key conforming to TLS 1.0 protocol. For more information, please review our privacy policy.

Should you have any questions about the application process, please contact our payment processing provider, Online IPS, who can be reached at either:
– 800.439.1974

Location Address

Statement Mailing Address

Same As Location Address

Banking Account Settlement Information


Break Out of Bank Card Sales - Total Must = 100%

American Express Processing

OWNERS OR OFFICERS (Equity Ownership Must be Greater than 50%)

Residence Address:

Owner 2

Residence Address:

Merchant Site Survey Report



Privacy Policies

International Processing Solution Privacy Shield Policy

International Processing Solution (“IPS”) has adopted this Privacy Shield Policy (“Policy”) to establish and maintain an adequate level of Personal Data privacy protection. This Policy applies to the processing of Personal Data that IPS obtains from Customers located in the European Union.

IPS complies with the US-EU Privacy Shield Framework as set forth by the US Department of Commerce regarding the collection, use, and retention of personal information from Individual Customers in the European Union member countries. IPS has certified that it adheres to the Privacy Shield Privacy Principles of notice, choice, accountability for onward transfer, security, data integrity and purpose limitation, access, recourse, enforcement and liability. If there is any conflict between the policies in this privacy policy and the Privacy Shield Privacy Principles, the Privacy Shield Privacy Principles shall govern. To learn more about the Privacy Shield program, and to view our certification page, please visit

The Federal Trade Commission (FTC) has jurisdiction over IPS’s compliance with the Privacy Shield.

All IPS employees who handle Personal Data from Europe are required to comply with the Principles stated in this Policy.

Capitalized terms are defined in Section 14 of this Policy.


This Policy applies to the processing of Individual Customer Personal Data that IPS receives in the United States concerning Individual Customers who reside in the European Union. IPS provides services to businesses.

This Policy does not cover data from which individual persons cannot be identified or situations in which pseudonyms are used. (The use of pseudonyms involves the replacement of names or other identifiers with substitutes so that identification of individual persons is not possible.)


IPS has designated the Legal Department to oversee its information security program, including its compliance with the EU Privacy Shield program. The Legal Department shall review and approve any material changes to this program as necessary. Any questions, concerns, or comments regarding this Policy also may be directed to

IPS will maintain, monitor, test, and upgrade information security policies, practices, and systems to assist in protecting the Personal Data that it collects. IPS personnel will receive training, as applicable, to effectively implement this Policy. Please refer to Section 7 for a discussion of the steps that IPS has undertaken to protect Personal Data.


IPS will renew its US-EU Privacy Shield certifications annually, unless it subsequently determines that it no longer needs such certification or if it employs a different adequacy mechanism.

Prior to the re-certification, IPS will conduct an in-house verification to ensure that its attestations and assertions about its treatment of Individual Customer Personal Data are accurate and that the company has appropriately implemented these practices. Specifically, as part of the verification process, IPS will undertake the following:

  1. Review this Privacy Shield policy and its publicly posted website privacy policy to ensure that these policies accurately describe the practices regarding the collection of Individual Customer Personal Data;
  2. Ensure that the publicly posted privacy policy informs Individual Customers of IPS’s participation in the US EU Privacy Shield program and where to obtain a copy of additional information (e.g., a copy of this Policy);
  3. Ensure that this Policy continues to comply with the Privacy Shield principles;
  4. Confirm that Individual Customers are made aware of the process for addressing complaints and any independent dispute resolution process (IPS may do so through its publicly posted website, Individual Customer contract, or both); and
  5. Review its processes and procedures for training employees about IPS’s participation in the Privacy Shield programs and the appropriate handling of Individual’s Personal Data.

IPS will prepare an internal verification statement on an annual basis.


IPS provides various solutions to its Individual Customers who require its services. IPS collects Personal Data from Individual Customers (i) when specifically provided under a separate Data Use Authorization Agreement executed by the Individual Customer or (ii) when completing an online survey or requesting information or otherwise communicating with us.

The Personal Data that we collect may vary based on the Individual Customer’s interaction with us and the request for our services. As a general matter, IPS collects the following types of Personal Data from its Individual Customers: contact information, including, a contact person’s name, work email address, work mailing address, work telephone number, title, and company name.  Any additional Personal Data provided by an Individual Customer is subject to an executed Data Authorization Agreement.

We also may collect Personal Data from persons who contact us through our website to request additional information; in such a situation, we would collect contact information (as discussed above) and any other information that the person chooses to submit through our website.

The information that we collect from Individual Customers is used for addressing the Individual Customer needs including underwriting a merchant account, billing and other operations related to providing services to the Individual Customer including those required by applicable law.

IPS uses Personal Data that it collects directly from its Individual Customers and for its partners indirectly in its role as a service provider for the following business purposes, without limitation:

  1. maintaining and supporting its requested services, and complying with its contractual obligations related thereto (including managing client relationships and other operations related to providing services to an Individual Customer);
  2. satisfying governmental reporting, tax, and other requirements;
  3. storing and processing data, including Personal Data, in computer databases and servers located in the United States;
  4. verifying identity for merchant account underwriting;
  5. as requested by the Individual Customer;
  6. for other business-related purposes permitted or required under applicable local law and regulation;
  7. and as otherwise required by law.

IPS does not disclose personal information to third parties for purposes that are materially different than what it was originally collected for. Should this change in the future, we will provide individuals with the option to opt-out.


Except as otherwise provided herein, IPS discloses Personal Data only to Third Parties who reasonably need to know such data and only for the scope of the requested services and not for other purposes. Such recipients must agree to abide by confidentiality obligations.

IPS may provide Personal Data to Third Parties that act as agents, consultants, and contractors to perform tasks on behalf of and under our instructions. For example, IPS may store such Personal Data in the facilities operated by Third Parties. Such Third Parties must agree to use such Personal Data only for the purposes for which they have been engaged by IPS and they must either:

  1. comply with the Privacy Shield principles or another mechanism permitted by the applicable EU data protection law(s) for transfers and processing of Personal Data;
  2. or agree to provide adequate protections for the Personal Data that are no less protective than those set out in this Policy;

IPS also may disclose Personal Data for other purposes or to other Third Parties when a Data Subject has consented to or requested such disclosure. Please be aware that IPS may be required to disclose an individual’s personal information in response to a lawful request by public authorities, including to meet national security or law enforcement requirements. IPS is liable for appropriate onward transfers of personal data to third parties.


IPS does not collect Sensitive Data from its Individual Customers.



IPS uses reasonable efforts to maintain the accuracy and integrity of Personal Data and to update it as appropriate. IPS has implemented physical and technical safeguards to protect Personal Data from loss, misuse, and unauthorized access, disclosure, alternation, or destruction. For example, electronically stored Personal Data is stored on a secure network with firewall protection, and access to IPS’s electronic information systems requires user authentication via password or similar means. IPS also employs access restrictions, limiting the scope of employees who have access to Individual Customer Personal Data.

Despite these precautions, no data security safeguards guarantee 100% security all of the time.


IPS notifies Individual Customers about its adherence to the EU-US Privacy Shield principles through its publicly posted website privacy policy, available at: and take it as an Individual Customers approval and adherence to the current policy when the Individual Customer provides their information to IPS.


IPS employees may access and use Personal Data only if they are authorized to do so and only for the purpose for which they are authorized.


  1. Right to Access. Individual Customers have the right to know what Personal Data about them is included in the databases and to ensure that such Personal Data is accurate and relevant for the purposes for which IPS collected it. Individual Customers may review their own Personal Data stored in the databases and correct, erase, or block any data that is incorrect, as permitted by applicable law and IPS policies. Upon reasonable request and as required by the Privacy Shield principles, IPS allows Individual Customers access to their Personal Data, in order to correct or amend such data where inaccurate. Individual Customers may edit their Personal Data by contacting IPS by phone or email. In making modifications to their Personal Data, Data Subjects must provide only truthful, complete, and accurate information. To request erasure of Personal Data, Individual Customers should submit a written request to IPS.
  2. Requests for Personal Data. IPS will track each of the following and will provide notice to the appropriate parties under law and contract when either of the following circumstances arise: (a) legally binding request for disclosure of the Personal Data by a law enforcement authority unless prohibited by law or regulation; or (b) requests received from the Data Subject. If IPS receives a request for access to his/her Personal Data from an Individual Customer, then, unless otherwise required under law or by contract with such Individual Customer, IPS will refer such Data Subject to the Individual Customer.
  3. Satisfying Requests for Access, Modifications, and Corrections. IPS will endeavor to respond in a timely manner to all reasonable written requests to view, modify, or inactivate Personal Data.


This Policy may be amended from time to time, consistent with the Privacy Shield Principles and applicable data protection and privacy laws and principles. We will make IPS employees aware of the changes to this policy through email or other means. We will notify Customers if we make changes that materially affect the way we handle Personal Data previously collected, and we will allow them to choose whether their Personal Data may be used in any materially different manner.


EU Individual customers may contact IPS with questions or complaints concerning this Policy at the following address:


In compliance with the US-EU Privacy Shield Principles, IPS commits to resolve complaints about your privacy and our collection or use of your personal information. EU individuals with questions or concerns about the use of their Personal Data should contact IPS at:

If you do not receive timely acknowledgement of your complaint, or if your complaint is not satisfactorily addressed by IPS, EU individuals may bring a complaint before the EU Data Protection Authorities: Finally, as a last resort and in limited situations, EU individuals may seek redress from the Privacy Shield Panel, a binding arbitration mechanism.


Capitalized terms in this Privacy Policy have the following meanings:

Individual Customer” means an Individual customer or client of IPS from the EU. The term also shall include any individual agent representing an individual customer of IPS where IPS has obtained his or her Personal Data from such Individual Customer as part of its business relationship with IPS.

Data Subject” means an identified or identifiable natural living person. An identifiable person is one who can be identified, directly or indirectly, by reference to a name, or to one or more factors unique to his or her personal physical, psychological, mental, economic, cultural or social characteristics.

Employee” means an employee (whether temporary, permanent, part-time, or contract), former employee, independent contractor, or job applicant of IPS or any of its affiliates or subsidiaries, who is also a resident of a country within the European Economic Area.

Europe” or “European” refers to a country in the European Union.

Personal Data” as defined under the European Union Directive 95/46/EC means data that personally identifies or may be used to personally identify a person, including an individual’s name in combination with country of birth, marital status, emergency contact, salary information, terms of employment, job qualifications (such as educational degrees earned), address, phone number, e-mail address, user ID, password, and identification numbers. Personal Data does not include data that is de-identified, anonymous, or publicly available.

Sensitive Data” means Personal Data that discloses a Data Subject’s medical or health condition, race or ethnicity, political, religious or philosophical affiliations or opinions, sexual orientation, or trade union membership.

Third Party” means any individual or entity that is neither IPS nor an IPS employee, agent, contractor, or representative.




Protecting the privacy of users of this website is important to us. Our Online Privacy Policy is designed to inform you about our collection and use of personal information on this website. From time to time, International Processing Solution may modify this Online Privacy Policy.

The Online Privacy Policy is available at:

If you have any questions, please contact the International Processing Solution at

The Only Personal Information We Collect Online is Information You Voluntarily Provide to Us.

The only information we collect about you on this website is information that you voluntarily provide to us. This information may include, for example, name, mailing address, email address, phone number and similar information. If you supply us with personal information on this website, we will use that information only to contact you so that we can:

When You Browse the International Processing Solution Website, You Do So Without Revealing Your Identity.

This website may use cookies solely to aggregate information about the pages that users visit so that we can update and redesign our website in order to provide you with the most useful information. Personal information, such as your email address, is not collected unless you provide it to us. International Processing Solution does not disclose domain name or aggregate information to third parties other than vendors who assist us with our website and who are under strict confidentiality requirements.

From time to time, however, we may disclose this information to fulfill legal or regulatory obligations, or if we determine such disclosure is legally advisable or necessary to protect our rights, the rights of others, or to prevent harm. In addition, we may aggregate data about users of our site and use it for statistical purposes. This information helps us to better understand our site’s users and how to improve our site and our offerings.

We Are Committed to Protecting the Confidentiality of User Information.

Our policies limit access to personal user information that is collected from this website to our employees and agents and the employees and/or agents of our affiliates and business partners who need the information to fulfill their business responsibilities. International Processing Solution may disclose personal information collected online to our affiliates and to vendors who assist us with the website. In some cases, this may require your information to be sent to other countries. By supplying your information on this website, you consent to your information being transferred across international borders to International Processing Solution, its affiliates, vendors or agents. Vendors and other outside contractors we engage are subject to our contractual requirements for safeguarding personal information.

Employees and others with duties related to this website must adhere to this Online Privacy Policy. We acknowledge that protecting consumer privacy is a key part of our trusted relationship with our clients.

Any employee violating this Online Privacy Policy may be subject to disciplinary action, up to and including dismissal.

This Website is Not Directed at Persons Under the Age of 18.

Our website is not directed at persons under the age of 18, and International Processing Solution does not collect or maintain information on our website from persons we actually know are under the age of 18.

This Website May Be Linked to Other Websites.

As you navigate our site, you may click to websites of our affiliated companies or business partners. Those websites may have their own online privacy statements or policies. This Online Privacy Policy will not apply when you move to one of these other sites because affiliate privacy practices and policies are tailored to the products and services offered by the individual affiliate. If you visit the pages and sites of our affiliated business units, please be sure to review the privacy policies applicable to those sites.

We may create links to third-party websites. International Processing Solution is not responsible for the content or privacy practices employed by websites that are linked to or from our website. International Processing Solution’s privacy policies and practices do not apply to these sites. International Processing Solution does not guarantee, approve, or endorse any information, material, services, or products contained on these links. International Processing Solution is not responsible for any content on sites linked from or to International Processing Solution’s website. International Processing Solution is providing the linked sites as a convenience and your connection to any linked site is at your own risk.

This privacy policy only applies to the information we collect on the International Processing Solution website.  This privacy policy does not apply to information we collect through other methods or sources, including sites owned or operated by our affiliates, vendors, or partners.


Personal data provided pursuant to an executed INTERNATIONAL PROCESSING SOLUTION PERSONAL DATA USE AUTHORIZATION AGREEMENT will be handled according to its terms as follows:


By signing below, you confirm you have read this declaration regarding the use of the information and Personal Data associated with the documentation you have provided to International Processing Solution.  For this purpose, the definition of Personal Data is regarded as applying to all information pertaining to a living, identifiable individual.

International Processing Solution requires its merchant clients to provide information and Personal Data to assist in International Processing Solution in properly underwriting a prospective merchant client.  As part of International Processing Solution’s diligence process, the information and Personal Data provided will be used for the purposes of undertaking diligence checks and meeting any associated obligations to relevant regulatory authorities and law enforcement agencies (“Purpose”) and may be transferred to locations within and outside of the European Economic Area.

The information and Personal Data may be accessed by or transferred to employees and departments of International Processing Solution including their subsidiaries and affiliates.  In addition, the information and Personal Data may be accessed by or transferred to non-employee workers, contract workers, vendors, auditors and/or other types of third parties that have been authorized by International Processing Solution to fulfill this particular Purpose (collectively “Authorized Third Parties”)

Information and Personal Data will be held only insofar and as long as is necessary to properly fulfill the requirements related to the Purpose, as required by law. Any questions or concerns regarding this Agreement and the use of the information and Personal Data should be directed to

By entering your full legal name below, you are hereby explicitly and unambiguously consenting to International Processing Solution’s collection, processing, use and transfer, in electronic or other form of the information and Personal Data for the Purposes described above. You also consent to the information and Personal Data being transferred to Authorized Third Parties for the Purposes mentioned above including the receipt of email communications or phone calls from International Processing Solution and/or Authorized Third Parties.

Acknowledged, agreed and accepted this ______ day of _____________, 20__.


Thank You

Thank you very much for submitting an inquiry to us. We look forward to the opportunity to provide you services. We will review your information right away. A representative will contact you in the next few business days if we are able to offer a potential solution for you.

– Online IPS Team

New Account Inquiry

An Online IPS representative will call or e-mail you shortly after we receive this form. The more information provided the better we can address your needs.

Another biller?

You’ve heard this at the shows. It’s true… we are another biller… but not just any biller… we are
International Processing Solution.

In a crowded market of wannabe payment providers, confusing claims and bad service, we’ve made a difference by providing merchants the ease and service level of a PSP, with the control and value of a direct bank relationship. For over a decade, we’ve built every relationship as a true business partnership, with straight-forward, in-touch and high-integrity service.

And now, as a fully EU registered Payment Service Provider, we’re expanding our European services to the adult industry with an even more versatile range of options, from private boutique specialty banks to tier-one institutions managing large volumes for enterprise-class clients. The benefits include:

In addition to our newly expanded EU solutions, we also offer our Brazil-based PSP service guaranteed to boost your conversions in this important and growing market. How do we do it? Using our local accounts, you sidestep difficult bureaucratic requirements, while enjoying better authorization rates with regional acquiring.

Get in touch with us today, and find out why we are much more than just a biller.

You’ve heard this at the shows. And, it’s true… we are another biller… but we are not just <class=”textcolor1″>any biller… we are
International Processing Solution.

In a crowded market of wannabe payment providers, confusing claims and breathtakingly bad service, we’ve made a difference by building every relationship as a true business partnership, with straight-forward, in-touch and high-integrity support for more than ten years. Ask your executive colleagues at the industry’s top ten, and you’ll hear why we’re the most trusted and reliable banking and processing partner you have yet to meet. Among our range of services, we offer:

We dig deep into the details to help our merchants develop their most complete and effective International Processing Solution.

Get in touch with us today, and find out why we are much more than just a biller.


Domestic Forms

Merchant Account Questionnaire

Personal Financial Statement

Underwriting Guidelines

International Forms

International Merchant Application

Change Form


Moto/E-Commerce Merchant Form

Merchant Precheck Form

PCI Compliance Forms

Data Breaches Article

DSS Summary of Changes

DSS Requirements and Security Assessment Procedures

DSS Self-Assessment Questionnaire A

DSS Self-Assessment Questionnaire B

DSS Self-Assessment Questionnaire C

Ten Common Myths of PCI

PCI Overview

Skimming Prevention


New Merchant Application

If you’re a merchant looking for secure, reliable and flexible payment processing solutions, we should talk. Tell us about your business to apply for a pre-approval. Once pre-approved, you have confidence that with proper documentation and terms in place, we will be able to provide you a fully approved payment processing account, at competitive rates and an expert level of service. Your merchant account could be live in as few as 72 hours.


Offshore Company Formation

With the continuing expansion of ecommerce around the world and the effects of globalization generally, it is increasingly useful for many kinds of businesses to establish companies or business entities in specific countries, in order to best balance factors of:

IPS makes a special focus of developing a full range of services for merchants experienced in — or new to — the benefits and requirements of forming offshore companies. Whether you are experienced in the process or not, we can provide a convenient, consultative level of support to advise you regarding strategic options and to coordinate the process with the setup of payment services. Typically, merchants can take advantage of these competitively priced services to establish their offshore corporations or business entities in a prompt and fully compliant fashion:

Typical Fees:

Renewal each year:

General Information for UK Company formations:

The UK company is usually not considered to be tax resident. It is considered to be an extension of the Mother company, and is essentially an EU bank account for the Mother company. This means that all funds have to be transferred over to the Mother company where all taxes will be paid. This is a very common structure for foreign companies who are required to set up EU corps and settlement accounts to work with a processor.

Documents Required:

Typical Timeline following completion of documents and payments:

Typical Process Steps:

Once you have scanned ID and application form over to us, these steps typically follow in order:

  1. We form the company based on info and documents provided
  2. We will receive the company documents the next business day
  3. We will email you the bank forms which need to be printed and signed
  4. You then forward the bank forms, original ID docs and application form to our office by courier
  5. Company documents and Nominee ID is sent to be Notarised
  6. We should by now receive the bank forms and additional docs in your courier
  7. Bank account will be applied for
  8. We should receive the notarised documents back — these are sent to you for your records
  9. Around 7-10 days after the forms have been submitted to the bank we should be able to email you the account numbers

International Processing Solution Provides a Variety of High Risk Merchant Services

Learn More About High Risk Merchant Services Today from IPS

International Processing Solution, or IPS, provides high risk merchant services involving payment and processing to clients in a number of different fields and industries. IPS is trusted in the processing industry for its high risk merchant services thanks to its depth of knowledge, unique and strong relationships as well as a personal, boutique style of service.

At IPS, our skilled and experienced team offers a range of high risk merchant services for your needs, including:

No matter what kind of high risk merchant services your business or company requires, IPS can help. We can also offer the security you require and the personalized support you deserve, helping set up our high risk merchant services every step of the way.

It’s easy to set up high risk merchant services from IPS today. Applying for an account is free and simple, and once approved, you will receive quick access to funds and personalized service.

If you would like to learn more about the high risk merchant services available at International Processing Solution (IPS), you can visit our website online today at You can also call us at (800) 439-1974 to discuss the various high risk merchant services we offer with one of our knowledgeable staff members.

At International Processing Solution, We Help Clients with e-Commerce Merchant Accounts

At International Processing Solution, or IPS, we offer advanced payment and processing services and solutions to clients needing global e-commerce merchant accounts.

IPS is uniquely positioned to offer card-not-present merchant accounts to clients in a wide variety of hard-to-place businesses:

IPS has years of experience working closely with clients who need card-not-present merchant accounts to streamline their customer payments and improve their processing services. Direct e-commerce merchant accounts help clients to deliver a better, faster and more efficient product to the end consumer.

The expert staff members at IPS have decades of experience in the area of e-commerce merchant accounts, and can keep their clients informed and educated about how to protect their e-commerce merchant accounts and manage risk for long term business health.

If you would like to learn more about how IPS can help you with services for e-commerce merchant accounts, simply visit us on the web at to contact us. You can also email us with general inquiries about e-commerce merchant accounts at

e-Commerce Credit Card Processing is a Mission-Critical Service for Online Merchants

IPS Offers Expert Solutions for e-Commerce Credit Card Processing

The card-not-present credit card processing services available to business and companies of all kinds from International Processing Solution (IPS) are designed specifically for online merchants who may find difficulty managing their e-commerce processing or finding suitable merchant services from traditional providers. Because online credit card processing can often pose a range of compliance, policy, technical and financial challenges, many businesses need thoughtfully developed e-commerce credit card processing solutions to mitigate these difficulties.

Online IPS offers card-not-present credit card processing services to business in virtually all fields and industries, including categories that may include your business type:

In addition to e-commerce credit card processing, IPS offers a number of value-added services to online merchants including:

If you would like to learn more about how the e-commerce credit card processing services available from International Processing Solution can work for you, please visit us on the web at You can also email us at, or call us at (800) 439-1974 to speak with someone about our e-commerce credit card processing solutions today.

Electronic Check Processors Save Businesses Money & Increase Sales

Find Expert Solutions with Electronic Check Processors from IPS

Online merchants often miss sales by not offering electronic check payment as an option for customers without credit cards. When you are ready to improve your sales by adding this option, choosing a company to provide the solutions you require can be confusing. When you work with International Processing Solution (IPS), you will find experienced guidance to simply and clearly support you, with an effective and competitive Electronic Check (ACH) Payment Service.

The Electronic Check (ACH) Payment Services available through IPS can help your company in several ways:

People choose IPS Electronic Check (ACH) Payment Services because they have a real partner in IPS, helping maximize revenue potential safely and effectively. With the Electronic Check (ACH) Payment Services at IPS, your business will have access to high quality account support and services. Companies that work with our Electronic Check (ACH) Payment Service are thrilled by the control and flexibility that IPS offers them.

IPS Electronic Check (ACH) Payment Services can help clients in many different industries to thrive and succeed using advanced technology and resources. Getting started with Electronic Check (ACH) Payment Service at IPS is quick and easy.

If you would like to learn more about IPS, the leading Electronic Check (ACH) Payment Service, and how they can help your business succeed, just visit our website today at There, you’ll find out how to apply as a new merchant and more.


At IPS, no aspect of what we do is more important than our Quality of Service to you. Below, find answers to the most common questions you may have about our merchant services. Check back for updates and articles on our site, follow us on Twitter, and of course, please get in touch anytime for questions about our Service commitment and help with your most challenging e-commerce needs.


What is a merchant account?

A merchant account is an industry term referring to a business owner / merchant and a bank contracted to accept credit card payments. Establishing an account with a bank, Independent Service Organization (ISO), or Merchant Service Provider (MSP) allows you to process credit card transactions or electronic payments received from your customers. The bank, ISO, or MSP will deposit the sale proceeds into your business checking account, less the cost of the transaction.

How much does a merchant account cost?

Online IPS has the most competitive rates in the industry. Our rates and fees depend on the type of business you have, the methods and technology you use to take payment data, which card and payment types you are accepting, and more. Typical processing fees include per transaction fee, discount fee batch closing fee, monthly statement fee, and chargeback fee. Additional fees that may apply are application fee, termination fee, account maintenance fee, monthly minimum fee, and gateway access fee.

Most business owners generally try to find a merchant payment provider that offers the lowest discount rate. This fee is usually calculated as a percentage to hundreds (basis point) on the gross dollar amount of each transaction and is deducted from your deposit of credit card funds. In some instances, it can be more advantageous to have a higher rate rather than a lower one because the overall impact on an average ticket depends on the way a merchant account is set up.

It is important to understand that different rates will be applied to your processing activity as a function of the type of card, the manner in which the card is processed, and your adherence to required processing rules. To minimize your costs, it is in your best interests to ensure that you and your employees follow the guidance we provide at the time we activate your account. By doing this you can avoid small service fees and downgrade charges that can add up over time.

The lowest rate, and the rate you should receive most frequently, is your Qualified Rate. To receive the Qualified Rate on a given transaction, certain criteria apply including, but not limited to, swiping the card if you are a swiped merchant, utilizing the Address Verification Service (AVS) and providing all available data elements as described in your boarding instructions or gateway integration materials.

The Mid-Qualified Rate will apply to certain card types and is a rate you should expect to be assessed with some regularity. Our Mid-Qualified Rate is extremely competitive, and in many cases, our Mid-Qualified Rate is lower than other processors’ Qualified Rates.

The Non-Qualified Rate is a premium priced rate assigned to certain card types, such as cards issued by non-U.S. banks. In addition, if the merchant fails to batch daily, all card activity will be downgraded to this rate. To minimize costs, always batch each and every day.

Specific criteria for the application of the above rates varies according to the rate plan assigned to your account. We always endeavor to assign a rate plan that best suits your processing profile, as you describe it to us. Plans may be revised as a merchant experiences normal processing activity and volume, or other business conditions change.

What kinds of typical startup costs can I expect?

The establishment of a merchant account generally requires an application fee and a one-time setup fee. There are, however, instances when a merchant account provider will waive these fees as part of an advertising campaign or in conjunction with added services. Additional startup costs are determined by the type of account and services needed to accept and process payments. For example, a retail merchant account might need a point of sale (POS) terminal and supplies to accept credit and debit card transactions. Whereas, an Internet merchant account would need a payment gateway and some form of a shopping cart to accept payment from an online web site.

Why should I consider IPS for my merchant account?

IPS specializes in providing the most up-to-date technology and consulting that allow you to accept credit cards, debit cards, checks and many more payment methods uniquely tailored to your specific business and operational needs. We take pride in educating our clients and solving problems they may have had with payment processing solutions they’ve tried before. Our top-quality products are cost effective, easy to understand, and easy to use. At IPS, we deliver a single-source solution for “one-stop” merchant services. Our Technical Support Team is prepared to assist with even the most difficult conversion, and our live Customer Service Staff is accessible 365/24/7 to answer all your questions.

Does IPS require a contract?

Yes. We offer an Industry Standard, merchant processing agreement for both VISA and MasterCard, with the industry standard being the 3-year agreement.

How many merchant accounts can someone have? Will you charge me for a second merchant account?

We do not limit the number of merchant accounts that a business owner can have. Each account is subject to separate processing fees, monthly fees, etc. All accounts are based on specific underwriting criteria and are dependent on the types of products and services being sold.

Can I process for more than one business with my merchant account?

No. VISA / MasterCard rules and regulations prohibit more than one business processing on a merchant account. Keep in mind, however, that you can have more than one merchant account as long as the business name and tax ID are unique for each account.

Is having a merchant account the best way to accept online transactions?

The type of business that you conduct determines the type of merchant account needed. If you run a Store Front Retail establishment, you must have a merchant account that accepts point of sale (POS) transactions (the customer ‘swipes’ a credit card at the time of purchase). If you have a mail order or telephone order business, you will need a MOTO (Mail Order/Telephone Order) merchant account. A MOTO account is also used for e-commerce businesses that want to accept credit card payments.

How long does the approval process take? How fast can you set up my merchant account?

Upon receipt of the application and required supporting documents. The average timeframe for approval is 3 days for domestic accounts, and 3-4 weeks for International accounts. The setup and deployment of your merchant account will be within 24 hours of approval, depending on your integration needs and in-house technical capabilities.

Do you accept non-U.S. merchants?

Yes, in addition to U.S. domestic accounts, we also provide international merchant accounts for U.S. and Non US. Merchants. You must be a U.S. citizen to open a domestic merchant account. International accounts are available for those living outside the continental United States.

Do you decline any merchant account applications?

In order to receive a merchant account, a business must be approved by a Visa/MasterCard association bank. Each credit card processor sets a risk threshold for accounts that they accept and use specific criteria to protect them from fraudulent businesses. Because of our multiple banking relationships, IPS can place most types of business. Our criteria include (1) Current Processing (yes or no); (2) Business type; (3) Financial Backing/stability of the organization (Personal credit above 550 can normally be placed) (4) Any account that is currently processing will be considered unless on bank and card association exclusions list.

Unqualified/Unacceptable Business

Please do not solicit IPS to service these business types:

Unregulated Cash Advance, Cash Gifting or Check Cashing
Chain letters
Collections Agencies or Receivables Recovery
Credit Card or Identity Theft Protection
Credit Repair or Counseling
Debt Consolidation
Financial Aid Counseling or Consultation
Firearms or Ammunition Sales via MOTO or Internet
Online Tobacco or Alcohol Sales
Psychotherapy or Hypnotherapy
Foreclosure Protection/Guarantee
Unregistered/Unlicensed Gaming (any transaction prohibited by the Unlawful Gambling Internet Enforcement Act)
Gaming Advice or Sports Odds/Forecasting
Get Rich Quick Schemes
Unlicensed Pharmaceutical, Pseudo-Pharmaceutical or Controlled Substance Sales
Non face-to-face sale of Prescription Drugs
Replica Products
Internet File-Sharing Services
Lifetime Subscriptions to any product/service
Lottery Clubs
Online Psychic or Fortune-telling services
Medical Benefits Packages
Money Services Businesses
Money Transfer Businesses
Charities without established quality history
Illegal adult products and services (child pornography, bestiality, etc.)
Merchants engaged in activities prohibited by Visa and MasterCard
Any illegal products or services or providing peripheral support of illegal activity

If you believe your business/prospect does not fall into the above categories, and is legally recognized in the region it’s based and the markets it operates, please feel free to inquire.

What are your fees and costs? Do you have any hidden fees?

A number of factors can have an effect on your merchant account fees and costs. For example, the rates are dependent on the Standard Industrial Classification (SIC or MCC code) and vary for different types of businesses. If a person uses VISA or MasterCard to pay for their purchase there is an interchange fee paid to the banks who issue the cards. Whether a card number is keyed into a swiped terminal or point-of-sale terminal can affect the discount rate as well . . . and the list goes on.

We do not have any hidden fees. Your monthly processing statement will be easy to read and understand. It includes detailed information such as (1) how much is processed a month; (2) what types of transactions are most frequently processed; and (3) what is paid to process those transactions. If you have questions about your statement charges, our live Customer Service department is available to answer your questions.

What are the underwriting requirements to open a merchant account?

Once your completed merchant account application is received, you MUST provide:

If currently processing credit cards, merchant will be required to submit 3 or more months processing statements.

If customer is asking for more than $10,000 in monthly processing volume OR risk is considered high, the merchant may be required to submit the following:

Upon preliminary approval, additional documentation requirements can be added at anytime prior to final delivery of an active merchant account, depending on the type of merchant and the risk level determined by the acquiring bank or processor.

I already have a retail merchant account. Can I use this for the Internet?

No. Retail merchant accounts cannot be used to receive payments for Internet payments. If you have a Store Front Retail business and want to sell your products on a web site, you will need to apply for an Internet merchant account. The difference between a standard-retail merchant account and a web-based merchant account is that the customer and credit card are not physically present. There is no assurance that the cardholder is initiating the transaction, thus making it riskier for the underwriting bank. As a result, you will pay a higher cost to accept credit cards online because the possibility of fraud is increased.

How do I apply for a merchant account? How long will it take my application to be processed?

There are two ways to apply for merchant accounts with IPS. Just click on the “Apply Now” button and you will automatically be taken to an application page. You may also contact us by phone to get the process started or fill out our online request for information. Once your application is completed and has been submitted to us, a sales representative will contact you within 24-hours to complete the application process.

What if my application is not approved?

First, we will partner closely with you to qualify you for a merchant account through IPS, regardless of declines or difficulties you may have experienced in the past. However, if for some reason you do not meet the necessary criteria there are other options available, and we will guide you through the benefits and requirements of each option available, including turn-key “third party” or “aggregate” solutions that shoulder for you some of the risk and fees. Keep in mind that the monthly fees will be higher, and some companies charge a set up fee and a per transaction fee. Our job will be to apply our skill, experience and contacts to match your needs to the most suitable, legitimate and cost-effective solution available.

IPSP & 3rd Party Processing Solutions

As the world of e-commerce continues to expand, many so-called one-stop-shop or all-in-one payment solutions have emerged. “IPSP” (Internet Payment Service Provider) and “Third Party” Processing solutions typically combine a sponsored or shared, aggregate credit card processing account with all the necessary technology and services needed to fully manage the payment process and the commerce related risk. This kind of approach can vastly simplify the rollout of e-commerce for very small merchants, and merchants with very limited technical resources.

Still, even with the dramatic growth in these kinds of solutions, only a handful around the world will accept — or have the expertise to support — hard-to-place or high-risk merchant types. And even those that do may not have the tenure, experience or stability that both merchants and banks rely upon. That’s where IPS comes in; IPS brings IPSP and 3rd party solutions that are more flexible, more experienced and with specific focus in these categories. Merchants will benefit from:

One of the greatest benefits to merchants of IPSP and 3rd party processing is the support of a true business partner who shares the risk with you, and whose interests are completely aligned with yours.

This model allows all kinds of merchants the ability to truly focus on creating and marketing great products and services, and leave the complex and critical details of safe and effective payment systems to a trusted partner like IPS and our hand-picked partners.

E-Commerce & Payment Processing Solutions

In the world of global e-commerce, more payment options means more revenue on the same web traffic and leads. But it’s important to balance those choices and implement them wisely so potential customers don’t have to study your site to figure out how to pay you. That’s where IPS solutions come into play — we’ve assembled the best options to match to your needs so you can cover the most bases practically and conveniently, without re-inventing the wheel or overtaking the plumbing. At the same time, technically and operationally sophisticated merchants will find a great deal of control and flexibility, as well as informed guidance from your account managers.

Payment Processing Services

IPS services support global customers with nearly any kind of credit card so you can receive payments the way your customer prefers — Visa, MasterCard, Discover, Maestro, Diners Club, Visa Electron, JCB, and dozens of other international and regional cards. For US customers without credit cards, you can take payments from their checking accounts or have your products and services charged directly to their phone bill. And for customers across Europe, you’ll be able to let them pay through their bank accounts, the most trusted and popular way to pay in Europe’s most important markets.

What’s more, you’ll be able to access decades of combined payment processing expertise, risk management services and e-commerce technology through a single trusted relationship.

Direct Debit & European Payment Processing

For hundreds of millions of online consumers across Europe and around the world, credit cards are not the preferred method of payment, even where credit cards are available. For merchants looking to sell to the global market, it’s important to go beyond credit cards and US bank debit cards and reach lots of interested customers who don’t have credit cards. Through IPS, you can reach valuable European customers with our Direct Pay EU and EU Debit solutions.

Direct Pay EU

This bank-based payment system is popular in 36 European countries, and greatly reduces the complexity of integration. Rather than the merchant presenting payment forms to the consumer, the merchant links the customer directly to their bank with a transaction ID to enable the payment through their bank’s trusted interfaces. After the payment is received the customer is emailed a receipt and they can collect their purchase.

European Direct Debit (EUDD)

European Direct Debit is another bank-based payment system very popular in some of Europe’s most important countries for online commerce, including Germany, the United Kingdom, Austria, France, The Netherlands and more. This standard is expanding across the greater EU region and brings added benefits to merchants, including automated recurring transactions, optional chargeback/returns management and the ability for merchants to avoid sending their customers off their website to make a payment.

Alternative and SMS Billing

In recent years, as ecommerce merchants try to reach more global customers, many have found that â “Alternative” billing options seem slow-to- pay, complicated or too limited in coverage. That’s where IPS comes in to consolidate and simplify your ability to capture more business from more customers all around the world.

The single integrated solution IPS offers is the only solution providing these key benefits and services to merchants:

By leveraging the size and reach of our aggregated platform, you get paid faster than others can, and cover more global customers with a single solution.

Mulit-Currency Processing and Pricing (MCP)

Central to IPS global payment solutions is its multi-currency capabilities. Multi-currency processing enables merchants to present product prices and charge their international customers in their own local currency, greatly improving buyer confidence and conversions.

Restaurants, hospitality services and e-Commerce merchants alike can improve the comfort and service level to their customers through our multi-currency payment options while receiving their online reporting and funding in their own currency.

E-Commerce and mail-order/telephone-order (MOTO) businesses can expand their customer base globally by displaying their product prices dynamically, with prices shown and billed in any of dozens of regional currencies.

IPS works to support all the most advanced worldwide payment options, to increase your ability to reach global markets with minimum effort. Some merchants will be able to use these services without the need to set up offshore companies or bank accounts, and with minimal paperwork and fees.

Global Merchant Solutions and Region-Specific Billing

IPS brings to the market a network of acquiring banks and advanced payment technology with truly global reach. With one relationship, sophisticated merchants can obtain more card types, payment methods and regional solutions, along with a consultative relationship you can count on to navigate the potential complexities of worldwide online sales, enjoying benefits previously available to only the largest commerce companies.

Merchants can easily implement regional sales and marketing strategies with commerce support that fits your operation, including support for consolidated reporting and flexible funding by region. IPS offers payment methods that reach deep into regions where credit cards and checks are not typically used.

IPS global billing solutions enable merchants to take the maximum potential sales regardless of where they come from in the world with local currency support, smart payment forms and region-specific payment methods, and more:

Social Network Billing

Social Network billing refers to business models where customers are charged for access to an online environment where they can interact with other users through various features such as games, personal profiles, chatrooms and more.

Person-to-person interactive web businesses are often viewed as particularly risky by merchant banks and face special challenges obtaining credit card billing. IPS brings special expertise in serving these merchants with credit card merchant banking, as well as turn-key billing solutions including:

Video on Demand (VOD)

The video on demand model is similar to the digital download model, but can include access to a video or audio stream through your website. As with digital downloads, this model requires that you manage access to a specific piece of media to a specific customer in exchange for the purchase.

Our solutions combine several key capabilities to support this business model through straight-forward integration to your CRM and your video fulfillment system:

Live Event and Pay-Per-Minute (PPM) Billing

One of the fastest growing and most lucrative online businesses among sophisticated and technically skilled merchants is the sale of access to live show streams or interactive chat services. These types of products require the ability to charge one time access fees or to charge users on the basis of time used, such as a pay-per-minute model.

IPS will consult with you to determine the very best combination of services to support your exact business type and operational needs, including:

This business model can also be combined with our other solutions and capabilities such as global billing methods, configurable pricing and more.

Digital Download Billing

Direct online sales of digital products is a business model increasingly popular in recent years, particularly among sellers of audio, video and software products. IPS offers a wide range of merchant banking, payment method and integration options to support it.

Immediate access to the download is essential to this model and we can help you determine what resources you’ll need to make the billing function work best for your business, through services including:

Subscription Payments

Subscription based businesses often focus on intangible products and services, such as entertainment related websites or ongoing services. Typically the website or services involves ongoing account management and customer access control through a username and password management system.

IPS and it’s partners have more than 15 years of experience managing every billing related facet of this type of business, including:

If you have questions about whether we could support your specific payment flow and billing model, get in touch with us.

One-Time and Recurring Hard Good Sales

Some of the most lucrative and growing categories involve direct response marketing of one-time product purchases, installment plan billing or ongoing recurring shipment sales — sometimes called Continuity. Greater sophistication of consumers as well as improvements in production, design and marketing both online and offline have increased the popularity of these models among buyers and sellers.

IPS experts and partners offer a wide range of services to these merchants, including:

Fraud Notice Regarding Debt Collection Calls:

BE ADVISED that an unknown entity is using a name “International Processing Solutions” similar to our company name, International Processing Solution and fraudulently referencing our company and website in their communications. We provide merchant services. We are NOT associated or affiliated with loan companies. We are NOT pursuing any person or entities regarding consumer loans and have NOT employed any collection agencies or law firms to act on our behalf regarding loan debt. We have active investigations on this matter in progress through the Federal Trade Commission and other authorities.

If you have been contacted by this entity regarding collecting on loan debts, we ask you contact the FTC directly to report any information you have at the following:
877 438 4338
Case #: 67586628

In Addition, we have an open case with the Bay Harbor Islands, FL Police Department (Case no. IS-590-OF). They can be reached at 305-866-6242.

We will be unable to provide additional information and have been urged by investigators to direct all inquiries to the above contacts.

Merchant Inquiries:

Please carefully complete the form below to begin any inquiry regarding your services provided by IPS. This will generate a tracking ticket to improve our effectiveness. Please include specifics regarding your company, sites, transaction identifiers or any other details that will help to quickly identify a resolution. Please also include contact info for individuals on your staff we can communicate with about the inquiry. If you are not yet a client of IPS, please use our general contact options to reach us, or apply for services.

Offshore Company Formation

With the continuing expansion of ecommerce around the world and the effects of globalization generally, it is increasingly useful for many kinds of businesses to establish companies or business entities in specific countries, in order to best balance factors of:

IPS makes a special focus of developing a full range of services for merchants experienced in — or new to — the benefits and requirements of forming offshore companies. Whether you are experienced in the process or not, we can provide a convenient, consultative level of support to advise you regarding strategic options and to coordinate the process with the setup of payment services. Typically, merchants can take advantage of these competitively priced services to establish their offshore corporations or business entities in a prompt and fully compliant fashion:

Typical Fees:

Renewal each year:

General Information for UK Company formations:

The UK company is usually not considered to be tax resident. It is considered to be an extension of the Mother company, and is essentially an EU bank account for the Mother company. This means that all funds have to be transferred over to the Mother company where all taxes will be paid. This is a very common structure for foreign companies who are required to set up EU corps and settlement accounts to work with a processor.

Documents Required:

Typical Timeline following completion of documents and payments:

Typical Process Steps:

Once you have scanned ID and application form over to us, these steps typically follow in order:

  1. We form the company based on info and documents provided
  2. We will receive the company documents the next business day
  3. We will email you the bank forms which need to be printed and signed
  4. You then forward the bank forms, original ID docs and application form to our office by courier
  5. Company documents and Nominee ID is sent to be Notarised
  6. We should by now receive the bank forms and additional docs in your courier
  7. Bank account will be applied for
  8. We should receive the notarised documents back — these are sent to you for your records
  9. Around 7-10 days after the forms have been submitted to the bank we should be able to email you the account numbers


Online Payment Processing

IPS can provide nearly any merchant with a gateway to accept non-cash payments. We offer very competitive rates and adaptive technology to facilitate various business models with multiple payment options, including debit or online (PIN) debit at zero discount rate.

Secured Gateway

Online shopping continues to be a huge source of revenue for many companies either as a sole means to conduct business or as a compliment their store front locations. IPS can help you find the right combination of processing capabilities, so you can remain focused on driving the business.

Alternative and Mobile Payments

As more commerce moves into the global and mobile marketplace, merchants need informed, cutting-edge solutions to stay ahead of the market. IPS offers industry leading reach, with solutions for mobile customers and merchants located worldwide.

Online Viewing of Processing for Merchants

Monitor activity on your accounts or your individual locations’ accounts. This system gives you the power to track processing activity and maintain better control of your business.

Check 21 and Electronic Check Payments (ACH)

Online IPS’ electronic check payments/ACH services gives online merchants the power to process checks securely with real time consumer authentication and checking account validation. We help make accepting e-checks easy and efficient, while streamlining back office accounting. Solutions are easy to set-up and easy to use, often requiring only a web-enabled PC and check scanner. Virtually any business can benefit, including those considered non-traditional or high-risk.

Whether paying employees or receiving payment for a service rendered or good received, ACH payments are more convenient, and offer a number of financial savings over more traditional payment modes. ACH, or Automated Clearing House, allows companies to make and receive payments without the use of paper checks. At Online IPS, our flexible solutions will support a wide range of merchant types of any size.

Transactions supported by our ACH solutions include:

Processing ACH payments with International Processing Solution is simple. When making a purchase, for example, a consumer simply needs to provide authorization to debit their account to the business where the purchase is made. This can be done in a number of ways: via internet, telephone, email or manually written authorization. We offer a variety of options for integration ACH payments into your business or website, and will consult with you closely to match the service to your needs.

Adding ACH to credit card payments can significantly help your business:

Check Conversion and Guarantee

Turn paper checks into electronic payments at the point of sale. This payment option is a great way for all types of businesses to reduce bank fees and check handling expenses, while increasing cash flow. Plus, utilizing Check Conversion and Guarantee helps minimize fraud risk, a big plus for merchants today.

Gift Card Programs

Gift Card programs can increase sales, as part of an incentive program, and provide a way to build brand presence. Implementing a gift card program though IPS can help you improve sales and direct customer cash to the bottom line, even before delivering the product or service.

Risk Management

Payment processing systems are not one size fits all: Which is why we work with you to provide all the technology and support you need, and absolutely nothing you don’t. From traditional store fronts expanding online to global, multi-currency internet ventures, we know the combination of services that make it possible for you to receive payment quickly, effectively and safely.

E-Commerce Merchants

For card-not-present and other hard-to-place merchants, nothing is more important than the key relationships with informed partners who know the latest developments in bank and card association policy. Online IPS works with you to get your business launched with a bank or processor you can trust. The creation of effective and easy-to-use payment solutions tailored for card-not-present merchants is our specialty. Your business, and every client we take on, benefits because of it.

Professional Partnership

At Online IPS, we are dedicated to helping merchants obtain the right banking and processing service that best matches their business needs. We understand the critical importance of quality risk and administrative management, to protect the integrity of the commerce and the legitimate interests of the the card associations, processors and banks. When representing strategic banking and processing partners with key merchants, Online IPS augments its management services with ongoing policy enforcement, monitoring and hands-on reporting. Each strategic relationship is custom provisioned to the requirements of our banking and processing partners to support the unique conditions of each merchant, and tailored with select advanced services including, but not limited to those outlined below.

Gateway Services:
Transactions are processed through our proprietary platform partner Inovio, a Level One PCI Compliant global gateway specializing in global e-commerce processing. Online IPS maintains full administrative control over the Inovio gateway account and configuration, fraud and risk management controls, including:

Transaction monitoring:
Online IPS staff review transaction data regularly, performing necessary protocols for monitoring volumes, ratios and processing patterns. Aspects of our regular activities can include:

Chargeback and Fraud monitoring and management:
Online IPS extends it’s oversight of key merchant processing with ongoing risk management practices including:

Dedicated Gateway and Support Services

In the world of global e-commerce, technology and quality customer support are essential to the management of risk. International Processing Solutions provides it’s own dedicated gateway platform along with many of its solutions. In addition, we offer tailored solutions for end-user, customer billing support tailored specifically to your business model and designed to compliment your existing in-house resources.

About Online IPS

We’re experts at what it means to create better payment solutions to business owners struggling with the routine merchant services choices. Our executive team brings decades of merchant services experience to bear, covering the full range of business types and operational needs.

Whether you’re just starting up and need a turn-key solution or an established worldwide operation looking for better banking relationships, more flexibility or more informed advice — we’re here to help. Our free and straight-forward application and set up procedure will guide you efficiently and transparently to your launch on a secure and reliable payments platform.

We offer:

Customer Service Beyond Comparison

Our commitment to outstanding customer service starts the moment that you contact us. One of our experienced account executives will start by examining your business needs to provide you with the right service. There are no hidden fees or escalating rates. After you have signed on, your account representative, office staff and solutions partners will be there every step of the way to answer any questions you might have 24 hours a day, seven days a week.

Solutions for Businesses Large and Small

Your business supports our business, regardless of size. We’re proud to say we’ve helped thousands of global businesses to launch credit card processing, debit cards, e-checks, online wallets and more. Our merchants range from Fortune 500 companies to start-ups in special categories. Our ability to provide the unique, perfect-fit solution to virtually any kind of business is just one of the many reasons why IPS is one of the fastest growing companies in the industry.

Our Mission and Values:

At International Processing Solution, our mission is to be a true partner to every merchant for the whole life of the business and to provide a complete range of payment services, carefully tailored to their particular needs. There are many kinds of payment companies in the market, each with their own approach to earning the business. At IPS, we don’t pursue quick-fixes or short-sighted tactics that our experience shows hurt merchants more than help. Rather, we guide and advocate for our merchants, while balancing and respecting the legitimate needs of our banking partners.

Trust: In the merchant banking world, no other value rises to the importance of trust, and at IPS we understand and demonstrate that value. We fully appreciate that our merchants share with us their most closely held plans, information and processes. Our loyalty to our merchants is shown through our consistent professionalism, discretion and sensitivity to their unique needs.

Knowledge: At IPS, we constantly work to expand our understanding and experience with all kinds of businesses and with all emerging market and policy trends and technology advances. Through our network of relationships, we maintain the most current insight of activity and issues affecting the industry.

Service: Every member of our team is carefully conditioned to the critical importance of providing timely, accurate and consistent support to our merchants. No one wants surprises in this business, and we continually push to provide you a high level of service responsiveness and personal contact, as well as clarity of information and reliable expectations.

IPS is setting the standard for performance in the credit card industry.  We actively promote a genuine customer service attitude towards our clients and partners.  Our standards of excellence, integrity and professionalism translate into maximization of the asset value for our partners and highest quality of experience for our clients. Our mission is provide every merchant with the best possible merchant service available in the market today.

We look forward to working with you.