Online Payment Processing
IPS can provide nearly any merchant with a gateway to accept non-cash payments. We offer very competitive rates and adaptive technology to facilitate various business models with multiple payment options, including debit or online (PIN) debit at zero discount rate.
Online shopping continues to be a huge source of revenue for many companies either as a sole means to conduct business or as a compliment their store front locations. IPS can help you find the right combination of processing capabilities, so you can remain focused on driving the business.
Alternative and Mobile Payments
As more commerce moves into the global and mobile marketplace, merchants need informed, cutting-edge solutions to stay ahead of the market. IPS offers industry leading reach, with solutions for mobile customers and merchants located worldwide.
Online Viewing of Processing for Merchants
Monitor activity on your accounts or your individual locations’ accounts. This system gives you the power to track processing activity and maintain better control of your business.
Check 21 and Electronic Check Payments (ACH)
Online IPS’ electronic check payments/ACH services gives online merchants the power to process checks securely with real time consumer authentication and checking account validation. We help make accepting e-checks easy and efficient, while streamlining back office accounting. Solutions are easy to set-up and easy to use, often requiring only a web-enabled PC and check scanner. Virtually any business can benefit, including those considered non-traditional or high-risk.
Whether paying employees or receiving payment for a service rendered or good received, ACH payments are more convenient, and offer a number of financial savings over more traditional payment modes. ACH, or Automated Clearing House, allows companies to make and receive payments without the use of paper checks. At Online IPS, our flexible solutions will support a wide range of merchant types of any size.
Transactions supported by our ACH solutions include:
- Recurring Customer Payments
- Payments to Suppliers
- Direct Deposit of Payroll
- Checks by Internet
- Checks by Phone/FAX
- Convert Paper Checks to Electronic Checks
Processing ACH payments with International Processing Solution is simple. When making a purchase, for example, a consumer simply needs to provide authorization to debit their account to the business where the purchase is made. This can be done in a number of ways: via internet, telephone, email or manually written authorization. We offer a variety of options for integration ACH payments into your business or website, and will consult with you closely to match the service to your needs.
Adding ACH to credit card payments can significantly help your business:
- Improve cash flow management
- Reduce bank fees and administrative costs
- Decrease credit card processing costs
- Expand your customer base
- Enable easy electronic check recovery
Check Conversion and Guarantee
Turn paper checks into electronic payments at the point of sale. This payment option is a great way for all types of businesses to reduce bank fees and check handling expenses, while increasing cash flow. Plus, utilizing Check Conversion and Guarantee helps minimize fraud risk, a big plus for merchants today.
Gift Card Programs
Gift Card programs can increase sales, as part of an incentive program, and provide a way to build brand presence. Implementing a gift card program though IPS can help you improve sales and direct customer cash to the bottom line, even before delivering the product or service.